Ken Ryan puts 20,000 miles on his Ford Mustang every year. His wife is a teacher and only drives 1.5 miles to work each day, yet their car insurance isn't much different.
That is about to change.
The state of California is now allowing insurance companies to base their rates on how much you drive.
State Farm is jumping on that and is introducing its "Drive Safe and Save" program. The idea is to link car insurance rates directly to the mileage you drive.
"We ask the
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